Eli Moore Investment IBN 
Welcome! Access your accounts
Asterisk denotes required field
A. MasterCard SecureCode is a private code for your MasterCard account that gives you an additional layer of online shopping security. For more information, please visit https://www.mastercard.us/en-us/consumers/features-benefits/securecode.html.
A. To be eligible for a Health Savings Account, an individual must be covered by an HSA-qualified High Deductible Health Plan (HDHP). You can also be covered by other health insurance that is not an HDHP. Certain types of insurance are not considered "health insurance" (see below) and will not jeopardize your eligibility for an HSA.
A. You cannot establish and contribute to an HSA unless you have coverage under an HDHP.
A. You are not eligible for an HSA after you have enrolled in Medicare. If you had an HSA before you enrolled in Medicare, you can keep it. However, you cannot continue to make contributions to an HSA after you enroll in Medicare.
A. If you have received any health benefits from the Veterans Administration or one of their facilities, including prescription drugs, in the last three months, you are not eligible for an HSA.
A. You are only allowed to have automobile, dental, vision, disability and long-term care insurance at the same time as an HDHP. You may also have coverage for a specific disease or illness as long as it pays a specific dollar amount when the policy is triggered. Wellness programs offered by your employer are also permitted if they do not pay significant medical benefits.
A. No, the policy does not have to be in your name. As long as you have coverage under the HDHP policy, you can be eligible for an HSA (assuming you meet the other eligibility requirements for contributing to an HSA). You can still be eligible for an HSA even if the policy is in your spouse's name.
A. You can have both types of accounts, but only under certain circumstances. General Flexible Spending Accounts (FSAs) will probably make you ineligible for an HSA. If your employer offers a "limited purpose" (limited to dental, vision or preventive care) or "post-deductible" (pay for medical expenses after the plan deductible is met) FSA, then you can still be eligible for an HSA.
A. You can have both types of accounts, but only under certain circumstances. General Health Reimbursement Arrangements (HRAs) will probably make you ineligible for an HSA. If your employer offers a "limited purpose" (limited to dental, vision or preventive care) or "post-deductible" (pay for medical expenses after the plan deductible is met) HRA, then you can still be eligible for an HSA. If your employer contributes to an HRA that can only be used when you retire, you can still be eligible for an HSA.
A. You cannot have an HSA if your spouse's FSA or HRA can pay for any of your medical expenses before your HDHP deductible is met.
A. Yes, if you have coverage under an HDHP. You do not have to have earned income from employment - in other words, the money can be from your own personal savings, income from dividends, unemployment or welfare benefits, etc.
A. There are no income limits that affect HSA eligibility. However, if you do not file a federal income tax return, you may not receive all the tax benefits HSAs offer.
A. No, you cannot establish separate accounts for your dependent children, including children who can legally be claimed as dependents on your tax return.
A. Yes, you are still eligible for an HSA. Your dependent's non-HDHP coverage does not affect your eligibility, even if they are covered by your HDHP.
Call Customer Solutions immediately at +44 126 229-0185 option 2.
If you think that your personal or financial information has been compromised and that you are a possible victim of identity theft:
Orbi, is our enhanced ATM. Our drive-up and in-lobby digital banking services machine allows you to do more than ever before without a banker. With just your debit card, you can now conveniently take care of most of your banking needs.
From 6 a.m. to 10 p.m., simply insert your debit cards to:*
*Outside the hours of 6 a.m. to 10 p.m, Orbi functions as a traditional ATM.
Yes. Any Orbi can accept deposits. Deposits must be made by 7 PM (ET) to be processed on the same day's business.
Checks and cash deposited with a video banker or enhanced self service will be available immediately. Note the check deposits may require a hold depending on the source of funds.
The person you see on the screen is one of our very own dedicated Customer Service representatives. If you would prefer to use the self-service features and avoid wait times, simply insert your debit card to begin.
